Investment Financing




IDR Currency



Medium-term or long term



High limit financing.

Produk BSM

What are the requirements?

  • Valid business legality (Deed of establishment/amendment along with their validation, Trading License, Company Registration Number, Certificate of Domicile, Taxpayer ID Number.)
  • Minimum business experience: 3 years
  • 6 months’ account statements
  • For self-employed, valid individual legality (ID Card, Taxpayer ID No., Marriage Certificate, Family Certificate)
  • Proof of valid collateral ownership
I'm interested


Investment Financing

Medium-term and long-term financing provided for the purchase of capital goods/fixed assets, new project financing or project expansion of a company, for example buildings, machinery, heavy equipment, vehicles.

Financing Features

  • Financing limit: > Rp500 million to Rp5 billion
  • Gross Annual Sales: up to Rp25 billion
  • IDR Currency
  • Medium-term/long-term (flexible with the capability of customers)
  • Optional contracts: mark up/cost plus (murabahah), diminishing partnership (musyarakah mutanaqisah), financial lease with purchase option (ijarah muntahiyah bit tamlik/IMBT), diminishing partnership (musyarakah mutanaqisah/MMQ) flexible with the needs for investment
  • The main collateral becomes the financing objects.