Working Capital Financing




IDR Currency



Medium-term or long term



High limit financing

Produk BSM

What are the requirements?

Documentary Requirements:

  • Valid business legality (Deed of establishment/amendment along with their validation, Trading License, Company Registration Number, Certificate of Domicile, Taxpayer ID Number.)
  • Minimum business experience: 3 years
  • 6 months’ account statements
  • For self-employed, valid individual legality (ID Card, Taxpayer ID No., Marriage Certificate, Family Certificate)
  • Proof of valid collateral ownership
I'm interested


Working Capital Financing

Medium-term financing provided for the needs for working capital of potential customers/customers. For example, to finance the purchase of raw materials, business turnover, working capital, and contractor financing.

Financing Features

  • Financing limit: > Rp500 million to Rp5 billion
  • Gross Annual Sales: up to Rp25 billion
  • IDR Currency
  • Term: 1 year (renewable under the Bank’s terms)
  • Revolving or Non-Revolving
  • Optional contracts: partnership (musyarakah), profit sharing (mudharabah) or mark up/cost plus financing (murabahah) according to the working capital requirement specifications
  • For individuals (self-employed), and entities
  • For ease of withdrawing the financing, Revolving Fund Financing (PDB) may be used for certain business.