Bring your financial planning into being
Ease of long-term financial planning
Insurance benefit is as much as the shortage of targeted funds of the monthly payment already paid
Save and Secured
What are the requirements?
- Identity: Customer’s ID Card/Driving License/Passport
- A source account in the form of Savings or Giro with BSM
- Within the unrestricted profit sharing principle (mudharabah mutlaqah).
- Competitive profit sharing
- Saving term: 1 through 10 years
- Customer’s minimum age: 17 years; maximum age: 65 years at maturity
- Minimum monthly deposit: Rp100 thousand
- Minimum fund target: Rp1.2 million; and maximum: Rp200 million
- Monthly deposit amount and savings term are irrevocable
- Deposit other than monthly deposit is not accepted
- Account balance is non-withdrawable, closure before maturity (end of contract term fee) will be charged an administrative fee
- Ease of Customer’s long-term financial planning
- Guaranteed to meet fund target
- Free and automatic insurance coverage, without pre-policy medical check-up
- Insurance benefit is equal to the shortage of targeted funds of the monthly payment already paid, so that the insurance benefit is calculated as follows:
- Insurance benefit = Targeted funds – total monthly payment on claim.